I'm moving to West Philly, and will start using SEPTA's elevated rail and Bus system more frequently. I never carry cash, but don't use SEPTA enough to warrant a monthly pass. I do like saving money, and you can buy tokens in bulk which save you on each fare.

In order to cart around a handful of tokens (at least round trip for 2) and keep it contained and not lost in my spare change, I used a previous design to craft this simple DIY solution involving a laser printer and a laminator (OK, I used a copy shop for both). Total cost: $3. Hiding the other 4 tokens in my wallet after a 5-pack purchase: Priceless.